Terms of Use

Website Usage Terms and Conditions

Welcome to our website. By browsing and using this website you signify your agreement to comply with and be bound by the following terms and conditions of use which govern eRates.com.au (ABN 30 726 958 079) relationship with you relating to this website. Please do not use our website if you disagree with any part of these terms and conditions. The term ‘eRates.com.au’ or ‘us’ or ‘we’ refers to the owner of the website with the registered address of eRates.com.au. The term ‘you’ refers to the user or viewer of our website.

The use of this website is subject to the following terms of use:

  • The content of this website is for general information purposes only and may not be suitable for your circumstances. See the Product Disclosure Statement (PDS) and consider if the information is right for your particular circumstances.
  • The comparison rate is calculated based on a loan amount of $150,000 over 25 years with monthly payments. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
  • The rates and infromation contained in this website are indicative only and subject to confirmation by lenders and other third party providers. It is subject to change without notice.
  • We do not provide all rates on the market. There may be lower rates or more suitable products available elsewhere.
  • We make every effort to provide you with accurate information however, we provide no warranty or guarantee as to the accuracy, completeness, performance, suitability or timeliness of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain errors or inaccuracies and we expressly exclude liability for any such errors or inaccuracies to the fullest extent permitted by law.
  • We shall not be liable for any information or materials on this website and your use of any information or materials found on this website is entirely at your own risk. Ensuring that any products, services or information available through this website meet your specific requirements is your responsibility.
  • Financial products are subject to lending criteria and fees as determined by lenders/service providers.
  • This website contains material which is owned by or licensed to us. Reproduction of material is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions. This material includes, but is not limited to the design, layout, look, appearance and graphics. All trademarks reproduced in this website, which are not the property of, or licensed to the operator, are acknowledged on the website.
  • The unauthorised use of this website may result in a claim for damages and/or be a criminal offence.
  • This website may include links to other websites. These links are to provide further information for your convenience. We have no responsibility for the content of the linked website(s) and inclusion of a link to a website does not signify our endorsement of their views.
  • Your use of this website and any dispute resulting from the use of the website is subject to the laws of Australia.
  • This website uses cookies to monitor browsing preferences. If you do allow cookies to be used, personal information may be stored by us for use by third parties.
  • While eRates does not directly charge users for information and services provided, we do receive commissions from lenders for completed loans.