Personal Loans

Online Personal Loans

Apply online. Easy two-step application process. We match you with a suitable lender and support you throughout the process.

Fast Funding

Streamlines process for fast indicative approval and funding. Funding is often possible within 48 hours.

No Obligation Quote

There is no fee to apply and you are under no obligation. No credit check is needed for the first stage.

Personal Loans Online

Features

Requirements

Start

  • $5,000 up to $50,000
  • For a range of purposes
  • Fixed rates from 8.5% (9.35% comparison**)
  • Easy online process
  • fast pre-approval & funding
  • Some credit blemishes considered
  • Fixed monthly payments
  • No early repayment penalty options
  • Full time or part-time employment
  • Details of living expenses
  • ID and bank statements
  • Proof of employment
  • Over 18 years of age
  • Australian or permanent citizen

More Personal Loan Options

We have a range of lenders including banks, specialist personal loan lenders and P-to-P lenders. We also offer lenders catering to borrowers with impaired credit. Additionally, we assist with loans for business and property purchase. Our large range of lenders means that you have a better chance of finding a suitable personal loan. To get started on your personal loan, please complete this short form or call us to learn more about your options on

1300 967 255

Personal Loan Repayment Scenario Based on $30,0002

Repayment Summary

Personal Loan Term60 months
Monthly Repayments$627.70 – $809.73
Total Repayments$37662.00 – $4858.30
Total Interest$7067.00 – $17988.80

Loan Details

Amount Required$30000.00
Establishment Fee+ $650.00
Loan Total$30,795.00
Interest Rate (p.a.)¹8.50% – 19.45%
Comparison Rate (p.a.)**9.35% – 20.99%

Some of Our Lenders

Fees apply for funded loans. Lending criteria apply as determined by the lender. **Comparison rates are based on $30,000 unsecured loan, fixed over 5 years, with monthly repayments. To qualify for the lowest rates, borrowers need to have an excellent credit history and meet the primary lending criteria as specified by the lender. Borrowers that do not qualify for the lowest rate may be offered a higher at the same or different lender.  Minimum loan term is 3 years. Maximum loan term: 7 years. Maximum rate: 19.45% (20.99% comparison rate). 2Rates, fees and repayments will vary based on credit history and other factors and are subject to confirmation by the lender.

WARNING: This comparison rate applies only for the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.