More Details

Loan Details

 

Lender
https://www.erates.com.au/wp-content/uploads/2019/02/ING.png
Comparison Rate
3.76
Name
Orange Advantage $500k - $1m (<80% LVR) Owner Occupied P&I
Lender
ING
Product Name
Orange Advantage
Product Details
Refinance max LVR 80%. Orange Advantage home loan offers 100% interest offset with an Orange everyday transaction account. The balance in an Orange Everyday is offset against the outstanding balance in the Orange Advantage when interest is calculated.
Variable Rate
3.43
Fixed Rate
Fixed Period
Introductory Discount Rate
Discount Period
Application Fees
0
Discharge Fees
250
Ongoing Fees
299
Valuation Fees
0
Lenders Legal Fees
299
Lenders Settlement Fees
0
Minimum Loan Amount
500000
Max Loan Amount
999999
Owner Occupied
Y
Investment
N
Repayment Option
Principal & Interest
ACT
Y
NSW
Y
TAS
Y
QLD
Y
VIC
Y
SA
Y
WA
Y
NT
Y
Standard Variable
Y
Fixed
N
Interest In Advance
N
Reverse Mortgage
N
Basic
N
No Doc
N
Low Doc
N
Equity
N
Intro
N
Credit Impaired
N
Professional Pack
Y
Minimum Loan Term (years)
1
Max Loan Term (years)
30
Rate Details
Rate available for new loans with new to bank security. Min $500k. Owner Occupied purchase and refinance - max LVR 80%.
Fee Details
LVR without LMI up to 80%. ING will cover the cost of the first valuation fee. Discharge fee is $250 plus legal costs.
Internet Banking
Y
Mortgage Offset Available
Y
Redraw Details
Fee: $Nil Details: No min redraw.
Redraw Facility
Y
Construction
N
Can Make Extra Repayments
Y
Repayments Fortnightly
Y
Repayments Monthly
Y
Repayments Weekly
N
Salary Direct Available
Y
Portability
Y
Split Available
Y
Split Details
Maximum of 2 splits. Split fee $0.