More Details

Loan Details

 

Lender
https://www.erates.com.au/wp-content/uploads/2019/02/UniBank.png
Comparison Rate
4.79
Name
Solutions Plus Owner Occupied $500k - $750k 80% - 90% LVR P&I
Lender
UniBank
Product Name
Solutions Plus Owner Occupied Rewards Package
Product Details
Offers a discounted rate for the life of the loan and is only available to eligible members with the Rewards Package. Eligibility includes current everyday account, registered online banking, min deposit of $2k per month and new min loan amount of $150k. Max 95% LVR inc LMI for Lecturers/Teachers, Ambulance Officers/Paramedics, Firefighters, Nurse/Midwife and Police Officers. For all other occupations max 90% LVR plus LMI. Membership criteria - must be currently studying or completed a graduate or postgraduate qualification from an Aus University or employed within the University sector or an immediate family member/partner of an eligible/current Unibank member. (All members must be an Aus citizen/permanent resident). Max LVR 95% $ for $ existing mortgage otherwise 90% subject to equity release and debt consolidation limits inc LMI.
Variable Rate
4.54
Fixed Rate
Fixed Period
Introductory Discount Rate
Discount Period
Application Fees
600
Discharge Fees
Ongoing Fees
200
Valuation Fees
Lenders Legal Fees
Lenders Settlement Fees
150
Minimum Loan Amount
500000
Max Loan Amount
749999
Owner Occupied
Y
Investment
N
Repayment Option
Principal & Interest
ACT
Y
NSW
Y
TAS
Y
QLD
Y
VIC
Y
SA
Y
WA
Y
NT
Y
Standard Variable
Y
Fixed
N
Interest In Advance
N
Reverse Mortgage
N
Basic
N
No Doc
N
Low Doc
N
Equity
N
Intro
N
Credit Impaired
N
Professional Pack
N
Minimum Loan Term (years)
1
Max Loan Term (years)
30
Rate Details
Fee Details
Internet Banking
Y
Mortgage Offset Available
Y
Redraw Details
Redraw available - no fee
Redraw Facility
Y
Construction
N
Can Make Extra Repayments
Y
Repayments Fortnightly
Y
Repayments Monthly
Y
Repayments Weekly
Y
Salary Direct Available
Y
Portability
Y
Split Available
Y
Split Details
Ability to split loan. Min split on variable rate is $25k