More Details

Loan Details

 

Lender
https://www.erates.com.au/wp-content/uploads/2019/02/AFG-Home-Loans.png
Comparison Rate
4.85
Name
Retro Lite (<55% LVR) P&I
Lender
AFG Home Loans - Retro
Product Name
Retro Lite
Product Details
Low Doc Prime Product. Residential Cat 1 Genworth locations (exc inner city or high density securities or securities located in Geraldton (6530), Mackay (4740) and Rockhampton (4700-4701))
Variable Rate
4.49
Fixed Rate
Fixed Period
Introductory Discount Rate
Discount Period
Application Fees
0
Discharge Fees
350
Ongoing Fees
330
Valuation Fees
0
Lenders Legal Fees
95.7
Lenders Settlement Fees
399
Minimum Loan Amount
100000
Max Loan Amount
2000000
Owner Occupied
Y
Investment
Y
Repayment Option
Principal & Interest
ACT
Y
NSW
Y
TAS
Y
QLD
Y
VIC
Y
SA
Y
WA
Y
NT
Y
Standard Variable
Y
Fixed
N
Interest In Advance
N
Reverse Mortgage
N
Basic
N
No Doc
N
Low Doc
Y
Equity
N
Intro
N
Credit Impaired
N
Professional Pack
N
Minimum Loan Term (years)
8
Max Loan Term (years)
30
Rate Details
Fee Details
Lenders Legal currently waived (standard disbursement fee of $95.70 applies however may vary based on the complexity of the loan structure and securities offered). Valuation Fee: $242 per property (properties >$1m and considered specialised will attact a higher valuation fee). Discharge fee is per security plus third party fees.
Internet Banking
Y
Mortgage Offset Available
Y
Redraw Details
Electronic Redraw - free min $500, Manual Redraw - $50 RTGS / $9 DE (O/Night) min $3,000k. Redraw not available on I/O loans
Redraw Facility
Y
Construction
N
Can Make Extra Repayments
Y
Repayments Fortnightly
Y
Repayments Monthly
Y
Repayments Weekly
Y
Salary Direct Available
Y
Portability
Y
Split Available
Y
Split Details
Max 4 splits