More Details

Loan Details

 

Lender
https://www.erates.com.au/wp-content/uploads/2019/02/Bank-of-China.png
Comparison Rate
3.81
Name
Discount Home Loan Owner Occupied <$1m P&I Special
Lender
Bank of China
Product Name
Discount Home Loan
Product Details
Max LVR 80%. Available for applications assessed on Australian income only.
Variable Rate
3.59
Fixed Rate
Fixed Period
Introductory Discount Rate
Discount Period
Application Fees
0
Discharge Fees
450
Ongoing Fees
190
Valuation Fees
Lenders Legal Fees
Lenders Settlement Fees
0
Minimum Loan Amount
250000
Max Loan Amount
999999
Owner Occupied
Y
Investment
N
Repayment Option
Principal & Interest
ACT
Y
NSW
Y
TAS
N
QLD
Y
VIC
Y
SA
Y
WA
Y
NT
Y
Standard Variable
Y
Fixed
N
Interest In Advance
N
Reverse Mortgage
N
Basic
N
No Doc
N
Low Doc
N
Equity
N
Intro
N
Credit Impaired
N
Professional Pack
N
Minimum Loan Term (years)
0
Max Loan Term (years)
30
Rate Details
Fee Details
Valuation Fee Nil for security value <$1m (may be recouped if deal does not proceed). By quotation for security value >$1m. Additional Valuation Fee and Lenders Legal Fees are by quotation. Discharge Fee $450 first security and $250 for each additional security
Internet Banking
Y
Mortgage Offset Available
N
Redraw Details
Refer to lender
Redraw Facility
Y
Construction
N
Can Make Extra Repayments
Y
Repayments Fortnightly
Y
Repayments Monthly
Y
Repayments Weekly
N
Salary Direct Available
Y
Portability
Y
Split Available
Y
Split Details
Fee $150 after settlement