More Details

Loan Details

 

Lender
https://www.erates.com.au/wp-content/uploads/2019/02/myState.png
Comparison Rate
4.15
Name
Special Residential 80% - 90% LVR Owner Occupied P&I
Lender
MyState
Product Name
Special Residential
Product Details
Residential loan can be used for buying or building a home or unit, investment property, vacant land or refinancing an existing mortgage (refinancing not available for investment lending) Offers redraw, offset account and no limit on additional repayments.
Variable Rate
4.08
Fixed Rate
Fixed Period
Introductory Discount Rate
Discount Period
Application Fees
600
Discharge Fees
380
Ongoing Fees
8
Valuation Fees
Lenders Legal Fees
Lenders Settlement Fees
350
Minimum Loan Amount
100000
Max Loan Amount
3000000
Owner Occupied
Y
Investment
N
Repayment Option
Principal & Interest
ACT
Y
NSW
Y
TAS
Y
QLD
Y
VIC
Y
SA
Y
WA
Y
NT
Y
Standard Variable
Y
Fixed
N
Interest In Advance
N
Reverse Mortgage
N
Basic
N
No Doc
N
Low Doc
N
Equity
N
Intro
N
Credit Impaired
N
Professional Pack
N
Minimum Loan Term (years)
5
Max Loan Term (years)
30
Rate Details
Fee Details
One free standard valuation per loan. Where a non-standard valuation report or multiple valuations are required, additional costs are to be paid by the borrower. Company/Trust Fee $200. Ongoing $8 monthly fee is Offset Account fee.
Internet Banking
N
Mortgage Offset Available
Y
Redraw Details
Fee $30, nil if completed online. $500 minimum redraw amount.
Redraw Facility
Y
Construction
Y
Can Make Extra Repayments
Y
Repayments Fortnightly
Y
Repayments Monthly
Y
Repayments Weekly
Y
Salary Direct Available
N
Portability
Y
Split Available
Y
Split Details
Split available