More Details

Loan Details

 

Lender
https://www.erates.com.au/wp-content/uploads/2019/02/Citibank.png
Comparison Rate
5.21
Name
Mortgage Plus 3 Year Fixed Investment P&I
Lender
Citibank
Product Name
Mortgage Plus Fixed
Product Details
Additional rate loadings may apply to the following - investment, LVR 80 - 90% (with LMI), product type and non-resident lending. Refinance of ATO tax debts not acceptable.
Variable Rate
4.92
Fixed Rate
4.69
Fixed Period
36
Introductory Discount Rate
Discount Period
Application Fees
0
Discharge Fees
350
Ongoing Fees
350
Valuation Fees
0
Lenders Legal Fees
0
Lenders Settlement Fees
250
Minimum Loan Amount
250000
Max Loan Amount
0
Owner Occupied
N
Investment
Y
Repayment Option
Principal & Interest
ACT
Y
NSW
Y
TAS
Y
QLD
Y
VIC
Y
SA
Y
WA
Y
NT
Y
Standard Variable
N
Fixed
Y
Interest In Advance
N
Reverse Mortgage
N
Basic
N
No Doc
N
Low Doc
N
Equity
N
Intro
N
Credit Impaired
N
Professional Pack
Y
Minimum Loan Term (years)
1
Max Loan Term (years)
30
Rate Details
0.20% margin applies to P&I loans without LMI (already included) plus 0.20% margin applies to Investment lending (already included). Max loan amount for Sydney and Melbourne $1m
Fee Details
Application fee (waived as part of Mortgage Plus) includes cost of valuations to $500. Refer to BDM to confirm additional valuation costs.
Internet Banking
Y
Mortgage Offset Available
N
Redraw Details
N/A
Redraw Facility
N
Construction
N
Can Make Extra Repayments
Y
Repayments Fortnightly
N
Repayments Monthly
Y
Repayments Weekly
N
Salary Direct Available
N
Portability
Y
Split Available
Y
Split Details
Max 4 splits