More Details

Loan Details

 

Lender
https://www.erates.com.au/wp-content/uploads/2019/02/Citibank.png
Comparison Rate
5.49
Name
Mortgage Plus 5 Year Fixed Investment IO
Lender
Citibank
Product Name
Mortgage Plus Fixed
Product Details
Interest Only max 5 years. Additional rate loadings may apply to the following - I/O repayments, investment, LVR 80 - 90% (with LMI), product type and non-resident lending. Non-Mortgage Plus incur a margin of 0.20%. Refinance of ATO tax debts not acceptable.
Variable Rate
5.12
Fixed Rate
5.19
Fixed Period
60
Introductory Discount Rate
Discount Period
Application Fees
0
Discharge Fees
350
Ongoing Fees
350
Valuation Fees
0
Lenders Legal Fees
0
Lenders Settlement Fees
250
Minimum Loan Amount
250000
Max Loan Amount
0
Owner Occupied
N
Investment
Y
Repayment Option
Interest Only
ACT
Y
NSW
Y
TAS
Y
QLD
Y
VIC
Y
SA
Y
WA
Y
NT
Y
Standard Variable
N
Fixed
Y
Interest In Advance
N
Reverse Mortgage
N
Basic
N
No Doc
N
Low Doc
N
Equity
N
Intro
N
Credit Impaired
N
Professional Pack
Y
Minimum Loan Term (years)
1
Max Loan Term (years)
30
Rate Details
Fee Details
Application fee (waived as part of Mortgage Plus) includes cost of valuations to $500. Refer to BDM to confirm additional valuation costs.
Internet Banking
Y
Mortgage Offset Available
N
Redraw Details
N/A
Redraw Facility
N
Construction
N
Can Make Extra Repayments
Y
Repayments Fortnightly
N
Repayments Monthly
Y
Repayments Weekly
N
Salary Direct Available
N
Portability
Y
Split Available
Y
Split Details
Max 4 splits