More Details

Loan Details

 

Lender
https://www.erates.com.au/wp-content/uploads/2019/02/myState.png
Comparison Rate
5.07
Name
2 Year Standard Fixed <80% LVR Owner Occupied P&I
Lender
MyState
Product Name
Standard Fixed
Product Details
Available for owner occupied or investment. Borrower can make higher than contracted repayment to loan account up to $10k maximum per annum
Variable Rate
5.32
Fixed Rate
3.75
Fixed Period
24
Introductory Discount Rate
Discount Period
Application Fees
300
Discharge Fees
380
Ongoing Fees
0
Valuation Fees
Lenders Legal Fees
Lenders Settlement Fees
350
Minimum Loan Amount
30000
Max Loan Amount
3000000
Owner Occupied
Y
Investment
N
Repayment Option
Principal & Interest
ACT
Y
NSW
Y
TAS
Y
QLD
Y
VIC
Y
SA
Y
WA
Y
NT
Y
Standard Variable
N
Fixed
Y
Interest In Advance
N
Reverse Mortgage
N
Basic
N
No Doc
N
Low Doc
N
Equity
N
Intro
N
Credit Impaired
N
Professional Pack
N
Minimum Loan Term (years)
2
Max Loan Term (years)
30
Rate Details
Fee Details
Application Fee reduced to $300 (normally $600). One free standard valuation per loan. Where a non-standard valuation report or multiple valuations are required, additional costs are to be paid by the borrower.
Internet Banking
Y
Mortgage Offset Available
N
Redraw Details
N/A
Redraw Facility
N
Construction
N
Can Make Extra Repayments
Y
Repayments Fortnightly
Y
Repayments Monthly
Y
Repayments Weekly
N
Salary Direct Available
N
Portability
Y
Split Available
Y
Split Details
Split Available