More Details

Loan Details

 

Lender
https://www.erates.com.au/wp-content/uploads/2019/02/UniBank.png
Comparison Rate
4.73
Name
Fixed Option 2 Year Owner Occupied P&I
Lender
UniBank
Product Name
Fixed Option 2 Year Owner Occupied P&I
Product Details
Benefits include 100% offset and no ongoing fees. Max 95% LVR inc LMI for Lecturers/Teachers, Ambulance Officers/Paramedics, Firefighters, Nurse/Midwife and Police Officers. For all other occupations max 90% LVR plus LMI. Membership criteria - must be currently studying or completed a graduate or postgraduate qualification from an Aus University or employed within the University sector or an immediate family member/partner of an eligible/current Unibank member. (All members must be an Aus citizen/permanent resident). Max LVR 95% $ for $ existing mortgage otherwise 90% subject to equity release and debt consolidation limits (inclusive of LMI)
Variable Rate
4.91
Fixed Rate
3.65
Fixed Period
24
Introductory Discount Rate
Discount Period
Application Fees
600
Discharge Fees
Ongoing Fees
Valuation Fees
Lenders Legal Fees
Lenders Settlement Fees
150
Minimum Loan Amount
25000
Max Loan Amount
5000000
Owner Occupied
Y
Investment
N
Repayment Option
Principal & Interest
ACT
Y
NSW
Y
TAS
Y
QLD
Y
VIC
Y
SA
Y
WA
Y
NT
Y
Standard Variable
N
Fixed
Y
Interest In Advance
N
Reverse Mortgage
N
Basic
N
No Doc
N
Low Doc
N
Equity
N
Intro
N
Credit Impaired
N
Professional Pack
N
Minimum Loan Term (years)
2
Max Loan Term (years)
30
Rate Details
Fee Details
Internet Banking
Y
Mortgage Offset Available
Y
Redraw Details
N/A
Redraw Facility
N
Construction
N
Can Make Extra Repayments
N
Repayments Fortnightly
Y
Repayments Monthly
Y
Repayments Weekly
Y
Salary Direct Available
Y
Portability
Y
Split Available
Y
Split Details
Split available - refer to lender