More Details

Loan Details

 

Lender
https://www.erates.com.au/wp-content/uploads/2019/02/AFG-Home-Loans.png
Comparison Rate
4.96
Name
Retro Home Loan ($100k - $200k <80% LVR) Investment IO
Lender
AFG Home Loans - Retro
Product Name
Retro Home Loan
Product Details
Variable rate product with 100% Offset Facility. Interest Only repayments max 5 yrs. No LMI requirement <80% LVR. Excluded security - non-metro, inner city, high density (>15 dwellings), vacant land/construction, established property >0.25 ha, loans > $1m.
Variable Rate
4.93
Fixed Rate
Fixed Period
Introductory Discount Rate
Discount Period
Application Fees
0
Discharge Fees
350
Ongoing Fees
0
Valuation Fees
0
Lenders Legal Fees
95.7
Lenders Settlement Fees
330
Minimum Loan Amount
100000
Max Loan Amount
199999
Owner Occupied
N
Investment
Y
Repayment Option
Interest Only
ACT
Y
NSW
Y
TAS
Y
QLD
Y
VIC
Y
SA
Y
WA
Y
NT
Y
Standard Variable
N
Fixed
N
Interest In Advance
N
Reverse Mortgage
N
Basic
Y
No Doc
N
Low Doc
N
Equity
N
Intro
N
Credit Impaired
N
Professional Pack
N
Minimum Loan Term (years)
8
Max Loan Term (years)
30
Rate Details
Fee Details
Lenders Legal currently waived (standard disbursement fee of $95.70 applies). Discharge fee is per security. Valuation Fee: AFG Home Loans will pay the first $400, any cost over and above $400 to be paid by the borrower at settlement. Settlement Fee: $330 per individual application
Internet Banking
Y
Mortgage Offset Available
Y
Redraw Details
Redraw not available on I/O loans.
Redraw Facility
N
Construction
N
Can Make Extra Repayments
Y
Repayments Fortnightly
Y
Repayments Monthly
Y
Repayments Weekly
Y
Salary Direct Available
Y
Portability
Y
Split Available
Y
Split Details
Max 4 splits