More Details

Loan Details

 

Lender
https://www.erates.com.au/wp-content/uploads/2019/02/Pepper.png
Comparison Rate
5.11
Name
Pepper Essential Full Doc Plus <55% LVR
Lender
Pepper Money
Product Name
Pepper Essential Plus (Full Doc)
Product Details
A basic home loan with a low variable interest rate with the opportunity to make additional repayments. For Purchases and Refinances. No limit on cash out <80% LVR. Cash out limited to 20% >80% LVR. Non-financial paid defaults up to $500 considered e.g Telco. Max I/O term 5 yrs (Interest only is limited on Owner Occupied properties to 50% of total loan limit)
Variable Rate
4.92
Fixed Rate
Fixed Period
Introductory Discount Rate
Discount Period
Application Fees
599
Discharge Fees
250
Ongoing Fees
10
Valuation Fees
0
Lenders Legal Fees
440
Lenders Settlement Fees
0
Minimum Loan Amount
100000
Max Loan Amount
2000000
Owner Occupied
Y
Investment
Y
Repayment Option
Both
ACT
Y
NSW
Y
TAS
Y
QLD
Y
VIC
Y
SA
Y
WA
Y
NT
Y
Standard Variable
Y
Fixed
N
Interest In Advance
N
Reverse Mortgage
N
Basic
N
No Doc
N
Low Doc
N
Equity
N
Intro
N
Credit Impaired
N
Professional Pack
N
Minimum Loan Term (years)
10
Max Loan Term (years)
30
Rate Details
Fee Details
Establishment fee includes 1 standard valuation (approx value $395). Legal Fees from $440 plus disbursements.
Internet Banking
Y
Mortgage Offset Available
Y
Redraw Details
MIn manual redraw $1000. Min online redraw $50
Redraw Facility
Y
Construction
N
Can Make Extra Repayments
Y
Repayments Fortnightly
Y
Repayments Monthly
Y
Repayments Weekly
Y
Salary Direct Available
Y
Portability
Y
Split Available
Y
Split Details
Max 3 splits (inc 100% interest offset sub-account)