More Details

Loan Details

 

Lender
https://www.erates.com.au/wp-content/uploads/2019/02/Beyond-Bank.png
Comparison Rate
5.33
Name
Total Home Loan Package 4 Year Fixed ($300k - $499,999 <=90% LVR) Investment P&I
Lender
Beyond Bank
Product Name
Total Fixed
Product Details
Up to 90% LVR including LMI. The Total Home Loan Package is the complete home loan solution with waived fees, reduced interest rates and other benefits including waived Annual Fee on the Low Rate Credit Card and fee free transactional banking. Up to $25kpa in additional repayments permitted during fixed rate term before break costs are applicable. Product is available as a Parent Equity Loan. Valuation fees are at cost and will vary based on the type of valuation used and property location.
Variable Rate
4.85
Fixed Rate
4.79
Fixed Period
48
Introductory Discount Rate
Discount Period
Application Fees
0
Discharge Fees
350
Ongoing Fees
395
Valuation Fees
252.15
Lenders Legal Fees
0
Lenders Settlement Fees
0
Minimum Loan Amount
300000
Max Loan Amount
499999
Owner Occupied
N
Investment
Y
Repayment Option
Principal & Interest
ACT
Y
NSW
Y
TAS
Y
QLD
Y
VIC
Y
SA
Y
WA
Y
NT
Y
Standard Variable
N
Fixed
Y
Interest In Advance
N
Reverse Mortgage
N
Basic
N
No Doc
N
Low Doc
N
Equity
N
Intro
N
Credit Impaired
N
Professional Pack
N
Minimum Loan Term (years)
1
Max Loan Term (years)
30
Rate Details
Fee Details
Valuation fee is indicative only. Valuation fees are at cost and will vary on type of valuation used and property location. Additional Security Fee $150. Search Fee $35. Check Search Fee $15.
Internet Banking
Y
Mortgage Offset Available
N
Redraw Details
Min redraw $500. Fee free through IB. $35 fee where staff assisted
Redraw Facility
Y
Construction
Y
Can Make Extra Repayments
Y
Repayments Fortnightly
Y
Repayments Monthly
Y
Repayments Weekly
Y
Salary Direct Available
Y
Portability
Y
Split Available
Y
Split Details
No fees to split; no restrictions