More Details

Loan Details

 

Lender
https://www.erates.com.au/wp-content/uploads/2019/02/QBANK.png
Comparison Rate
4.27
Name
Discount Classic 90% - 95% LVR $150k+ Owner Occupied Special
Lender
QBANK
Product Name
Discount Classic Home Loan Special
Product Details
Classic Home loan offers no monthly or annual fees, a redraw facility and no penalties for extra repayments. Available for new to bank lending min $150k, O/O and P&I repayments only. To be eligible a min of $1500 pm must be deposited into an Everyday Plus transaction account.
Variable Rate
4.25
Fixed Rate
Fixed Period
Introductory Discount Rate
Discount Period
Application Fees
700
Discharge Fees
200
Ongoing Fees
0
Valuation Fees
0
Lenders Legal Fees
0
Lenders Settlement Fees
200
Minimum Loan Amount
150000
Max Loan Amount
2000000
Owner Occupied
Y
Investment
N
Repayment Option
Principal & Interest
ACT
N
NSW
N
TAS
N
QLD
Y
VIC
N
SA
N
WA
N
NT
N
Standard Variable
N
Fixed
N
Interest In Advance
N
Reverse Mortgage
N
Basic
Y
No Doc
N
Low Doc
N
Equity
N
Intro
N
Credit Impaired
N
Professional Pack
N
Minimum Loan Term (years)
1
Max Loan Term (years)
30
Rate Details
Discount 0.30% (already included) New lending only. Min $150k. Min of $1500 pm must be deposited into an Everyday Plus transaction account. Not valid for additional advances, existing customers switching loans or internal refinances
Fee Details
Additional Valuation fees are at cost. Additional Fees and charges may apply. Refer to Lender
Internet Banking
Y
Mortgage Offset Available
N
Redraw Details
Free through Internet, Mobile Banking and Telephone banking. No Minimum redraw amount
Redraw Facility
Y
Construction
Y
Can Make Extra Repayments
Y
Repayments Fortnightly
Y
Repayments Monthly
Y
Repayments Weekly
Y
Salary Direct Available
Y
Portability
Y
Split Available
Y
Split Details
Maximum of four fixed or variable loans.