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Loan Details

 

Lender
https://www.erates.com.au/wp-content/uploads/2019/02/Keystart.png
Comparison Rate
5.03
Name
Standard Variable Housing Loan (Kimberley Region)
Lender
Keystart
Product Name
Standard Variable Housing Loan
Product Details
Kimberley region. Max property value $650k. Max loan amt $604,500. Max income levels: Single $135,000, Couples: $165,000, Families: $170,000. The increased income limits will be available to all applicants who enter into sales contracts to purchase an established property or build a new home from 01/07/2019 until 31/12/2019 (Max income levels - Singles: $120,000, Couples & Families: $150,000). Requirements: Purchase price: Higher of 2% deposit or $2k, $480,001 - $500,000 - 5% deposit, $500,001 - $650,000 - 7% deposit. Internet banking only available through Keystart client portal
Variable Rate
4.94
Fixed Rate
Fixed Period
Introductory Discount Rate
Discount Period
Application Fees
600
Discharge Fees
288.44
Ongoing Fees
Valuation Fees
250
Lenders Legal Fees
336.8
Lenders Settlement Fees
0
Minimum Loan Amount
470400
Max Loan Amount
604500
Owner Occupied
Y
Investment
N
Repayment Option
Principal & Interest
ACT
N
NSW
N
TAS
N
QLD
N
VIC
N
SA
N
WA
Y
NT
N
Standard Variable
Y
Fixed
N
Interest In Advance
N
Reverse Mortgage
N
Basic
N
No Doc
N
Low Doc
N
Equity
N
Intro
N
Credit Impaired
N
Professional Pack
N
Minimum Loan Term (years)
5
Max Loan Term (years)
30
Rate Details
Fee Details
Title Search Fee $26.20. Valuation fee in regional areas may be greater than $250.
Internet Banking
Y
Mortgage Offset Available
N
Redraw Details
Fee: $25.70 Details: Min $1K for all purposes
Redraw Facility
Y
Construction
Y
Can Make Extra Repayments
Y
Repayments Fortnightly
Y
Repayments Monthly
Y
Repayments Weekly
Y
Salary Direct Available
Y
Portability
N
Split Available
N
Split Details
N/A