More Details

Loan Details

 

Lender
https://www.erates.com.au/wp-content/uploads/2019/02/Citibank.png
Comparison Rate
5.51
Name
Basic Mortgage Owner Occupied P&I
Lender
Citibank
Product Name
Basic Variable P&I
Product Details
Max Loan amount varies slightly between states. Can be combined with Standard Fixed. Additional rate loadings may apply to the following - I/O repayments, investment, LVR 80 - 90% (with LMI), product type and non-resident lending.Refinance of ATO tax debts not acceptable.
Variable Rate
5.46
Fixed Rate
Fixed Period
Introductory Discount Rate
Discount Period
Application Fees
399
Discharge Fees
350
Ongoing Fees
0
Valuation Fees
0
Lenders Legal Fees
0
Lenders Settlement Fees
250
Minimum Loan Amount
250000
Max Loan Amount
0
Owner Occupied
Y
Investment
N
Repayment Option
Principal & Interest
ACT
Y
NSW
Y
TAS
Y
QLD
Y
VIC
Y
SA
Y
WA
Y
NT
Y
Standard Variable
N
Fixed
N
Interest In Advance
N
Reverse Mortgage
N
Basic
Y
No Doc
N
Low Doc
N
Equity
N
Intro
N
Credit Impaired
N
Professional Pack
N
Minimum Loan Term (years)
1
Max Loan Term (years)
30
Rate Details
Fee Details
Application fee includes cost of valuations to $500. Refer to BDM to confirm additional valuation costs.
Internet Banking
Y
Mortgage Offset Available
N
Redraw Details
Fee: $0. Details: No Min, No Max
Redraw Facility
Y
Construction
N
Can Make Extra Repayments
Y
Repayments Fortnightly
Y
Repayments Monthly
Y
Repayments Weekly
Y
Salary Direct Available
N
Portability
Y
Split Available
Y
Split Details
Max 4 splits. No Extra split fee for new business. $150 per request for variation.