More Details

Loan Details

 

Lender
https://www.erates.com.au/wp-content/uploads/2019/02/Bank-of-Sydney.png
Comparison Rate
4.95
Name
Expect More Home Loan Fixed 2 Year Owner Occupied
Lender
Bank of Sydney
Product Name
Expect More Home Loan Fixed
Product Details
Available for new purchase/refinance of owner occupied residential property. Metro postcodes max 95% LVR, regional postcodes max 60% LVR (excludes WA, NT and TAS). This facility is subject to the customer opening a Transaction account from which the loan repayment is debited. Max cashout and debt consolidation $50k (refer for >$50k)
Variable Rate
4.72
Fixed Rate
3.89
Fixed Period
24
Introductory Discount Rate
Discount Period
Application Fees
0
Discharge Fees
300
Ongoing Fees
395
Valuation Fees
0
Lenders Legal Fees
0
Lenders Settlement Fees
150
Minimum Loan Amount
100000
Max Loan Amount
0
Owner Occupied
Y
Investment
N
Repayment Option
Principal & Interest
ACT
Y
NSW
Y
TAS
N
QLD
Y
VIC
Y
SA
Y
WA
N
NT
N
Standard Variable
N
Fixed
Y
Interest In Advance
N
Reverse Mortgage
N
Basic
N
No Doc
N
Low Doc
N
Equity
N
Intro
N
Credit Impaired
N
Professional Pack
Y
Minimum Loan Term (years)
1
Max Loan Term (years)
30
Rate Details
Rate will revert to the Expect More Home Loan Standard Variable rate less 1.00% upon fixed term expiry.
Fee Details
Package fee ($395) waived only for applications <=70% LVR. Standard Legals to $475 and Standard Valuation to $420 waived. Other government fees may be incurred. Settlement Fee includes up to 2 bank cheques, local TTs, consumer credit enquiries, land title searches and searches of caveats, covenants and encumbrances.
Internet Banking
Y
Mortgage Offset Available
N
Redraw Details
N/A
Redraw Facility
N
Construction
N
Can Make Extra Repayments
Y
Repayments Fortnightly
Y
Repayments Monthly
Y
Repayments Weekly
Y
Salary Direct Available
N
Portability
Y
Split Available
Y
Split Details
Up to 6 splits post settlement, limited to 2 splits at settlement. Fees: $350