More Details

Loan Details

 

Lender
https://www.erates.com.au/wp-content/uploads/2019/02/Bank-of-Sydney.png
Comparison Rate
3.68
Name
Expect More Home Loan Owner Occupied <70% LVR
Lender
Bank of Sydney
Product Name
Expect More Home Loan Special
Product Details
Available for NEW Purchase/ Refinance of owner occupied Residential Property. This facility is subject to the customer opening a Transaction account from which the loan repayment is debited. Regional postcodes max 60% LVR. (Product not available in WA, NT and TAS)
Variable Rate
3.66
Fixed Rate
Fixed Period
Introductory Discount Rate
Discount Period
Application Fees
0
Discharge Fees
300
Ongoing Fees
0
Valuation Fees
0
Lenders Legal Fees
0
Lenders Settlement Fees
150
Minimum Loan Amount
100000
Max Loan Amount
0
Owner Occupied
Y
Investment
N
Repayment Option
Principal & Interest
ACT
Y
NSW
Y
TAS
N
QLD
Y
VIC
Y
SA
Y
WA
N
NT
N
Standard Variable
Y
Fixed
N
Interest In Advance
N
Reverse Mortgage
N
Basic
N
No Doc
N
Low Doc
N
Equity
N
Intro
N
Credit Impaired
N
Professional Pack
Y
Minimum Loan Term (years)
1
Max Loan Term (years)
30
Rate Details
Discount of 2.06% off standard variable rate (already included)
Fee Details
Package Fee ($395 annually) waived for the life of the loan. Standard Legals to $475 and Standard Valuation to $420 waived. Other government fees may be incurred, Construction fees $295 per drawdown. Settlement Fee includes up to 2 bank cheques, local TTs, consumer credit enquiries, land title searches and searches of caveats, covenants and encumbrances.
Internet Banking
Y
Mortgage Offset Available
Y
Redraw Details
Free via internet and phone banking. $50 manual redraw fee. Min redraw $2,000
Redraw Facility
Y
Construction
Y
Can Make Extra Repayments
Y
Repayments Fortnightly
Y
Repayments Monthly
Y
Repayments Weekly
Y
Salary Direct Available
Y
Portability
Y
Split Available
Y
Split Details
Up to 6 splits post settlement, limited to 2 splits at settlement. Fees: $350