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Loan Details

 

Lender
https://www.erates.com.au/wp-content/uploads/2019/02/QBANK.png
Comparison Rate
5.07
Name
Standard Variable Owner Occupied
Lender
QBANK
Product Name
Standard Variable Home Loan
Product Details
This loan offers no ongoing fees, flexible repayments and a redraw facility to access extra repayments. Interest Only repayments max 90% LVR (inc LMI) Max interest only term 5 years
Variable Rate
5.05
Fixed Rate
Fixed Period
Introductory Discount Rate
Discount Period
Application Fees
700
Discharge Fees
200
Ongoing Fees
0
Valuation Fees
0
Lenders Legal Fees
0
Lenders Settlement Fees
200
Minimum Loan Amount
50000
Max Loan Amount
2000000
Owner Occupied
Y
Investment
N
Repayment Option
Both
ACT
N
NSW
N
TAS
N
QLD
Y
VIC
N
SA
N
WA
N
NT
N
Standard Variable
Y
Fixed
N
Interest In Advance
N
Reverse Mortgage
N
Basic
N
No Doc
N
Low Doc
N
Equity
N
Intro
N
Credit Impaired
N
Professional Pack
N
Minimum Loan Term (years)
1
Max Loan Term (years)
30
Rate Details
Fee Details
Additional Valuation fees are at cost. Additional Fees and charges may apply. Refer to Lender
Internet Banking
Y
Mortgage Offset Available
N
Redraw Details
Free through Internet, Mobile Banking and Telephone banking. No Minimum redraw amount
Redraw Facility
Y
Construction
Y
Can Make Extra Repayments
Y
Repayments Fortnightly
Y
Repayments Monthly
Y
Repayments Weekly
Y
Salary Direct Available
Y
Portability
Y
Split Available
Y
Split Details
Maximum of four fixed or variable loans.