More Details

Loan Details

 

Lender
https://www.erates.com.au/wp-content/uploads/2019/02/QBANK.png
Comparison Rate
4.49
Name
Classic Plus Package $500k+ Investment Special
Lender
QBANK
Product Name
Classic Plus Home Loan Package
Product Details
New lending only. To qualify, the customer must deposit a salary credit of at least $1,500 a month into a QBANK transaction account. Offer may be withdrawn at any time. Offer not valid for redraw of advance repayments, existing QBANK members switching loans or internal refinances. Classic Plus Package offers no establishment fees, a 100% mortgage offset account, free electronic redraw and no penalty for extra repayments. Interest Only repayments max 90% LVR (inc LMI) Max interest only term 5 years
Variable Rate
4.17
Fixed Rate
Fixed Period
Introductory Discount Rate
Discount Period
Application Fees
0
Discharge Fees
200
Ongoing Fees
25
Valuation Fees
0
Lenders Legal Fees
0
Lenders Settlement Fees
0
Minimum Loan Amount
500000
Max Loan Amount
2000000
Owner Occupied
N
Investment
Y
Repayment Option
Both
ACT
N
NSW
N
TAS
N
QLD
Y
VIC
N
SA
N
WA
N
NT
N
Standard Variable
Y
Fixed
N
Interest In Advance
N
Reverse Mortgage
N
Basic
N
No Doc
N
Low Doc
N
Equity
N
Intro
N
Credit Impaired
N
Professional Pack
Y
Minimum Loan Term (years)
1
Max Loan Term (years)
30
Rate Details
Fee Details
Additional Valuation fees are at cost. Additional Fees and charges may apply. Refer to Lender
Internet Banking
Y
Mortgage Offset Available
Y
Redraw Details
Free through Internet, Mobile Banking and Telephone banking. No Minimum redraw amount
Redraw Facility
Y
Construction
Y
Can Make Extra Repayments
Y
Repayments Fortnightly
Y
Repayments Monthly
Y
Repayments Weekly
Y
Salary Direct Available
Y
Portability
Y
Split Available
Y
Split Details
Maximum of four fixed or variable loans.