More Details

Loan Details

 

Lender
https://www.erates.com.au/wp-content/uploads/2019/02/AFG-Home-Loans.png
Comparison Rate
4.44
Name
Retro Home Loan ($200k - $2.5m <80% LVR) Owner Occupied IO Special.
Lender
AFG Home Loans - Retro
Product Name
Retro Home Loan
Product Details
Interest only repayments (max 5 yrs). Cat 1 Genworth locations over standard residential securities excluding inner city/high density securities or securities located in Geraldton (6530), Mackay (4740) and Rockhampton (4700-4701). Cannot be vacant land. Property type restrictions apply.
Variable Rate
4.41
Fixed Rate
Fixed Period
Introductory Discount Rate
Discount Period
Application Fees
0
Discharge Fees
350
Ongoing Fees
0
Valuation Fees
0
Lenders Legal Fees
95.7
Lenders Settlement Fees
330
Minimum Loan Amount
200000
Max Loan Amount
2500000
Owner Occupied
Y
Investment
N
Repayment Option
Interest Only
ACT
Y
NSW
Y
TAS
Y
QLD
Y
VIC
Y
SA
Y
WA
Y
NT
Y
Standard Variable
Y
Fixed
N
Interest In Advance
N
Reverse Mortgage
N
Basic
N
No Doc
N
Low Doc
N
Equity
N
Intro
N
Credit Impaired
N
Professional Pack
N
Minimum Loan Term (years)
8
Max Loan Term (years)
30
Rate Details
Fee Details
Lenders Legal currently waived (standard disbursement fee of $95.70 applies). Discharge fee is per security. Valuation Fee: AFG Home Loans will pay the first $400, any cost over and above $400 to be paid by the borrower at settlement. Settlement Fee: $330 per individual application
Internet Banking
Y
Mortgage Offset Available
Y
Redraw Details
Redraw not available on I/O loans.
Redraw Facility
N
Construction
N
Can Make Extra Repayments
Y
Repayments Fortnightly
Y
Repayments Monthly
Y
Repayments Weekly
Y
Salary Direct Available
Y
Portability
Y
Split Available
Y
Split Details
Max 4 splits