More Details

Loan Details

 

Lender
https://www.erates.com.au/wp-content/uploads/2019/02/Beyond-Bank.png
Comparison Rate
4.51
Name
First Home Buyer 3 Year Fixed ($50k - $299,999 <=95% LVR) Owner Occupied
Lender
Beyond Bank
Product Name
First Home Buyer Fixed
Product Details
A First Home Buyers Home Loan with $1,000 bonus cash back, available exclusively for principal and interest Owner-Occupied Home Loans for properties being purchased or constructed. Max LVR of 95% inclusive of LMI. This product is part of Beyond Bank Australias Total Home Loan Package. Up to $25kpa in additional repayments permitted during fixed rate term before break costs are applicable. Non-Genuine Savings option is available subject to satisfying the requirements of LMI Underwriting criteria. Refer to Beyond Bank for further details.
Variable Rate
4.76
Fixed Rate
4.05
Fixed Period
36
Introductory Discount Rate
Discount Period
Application Fees
0
Discharge Fees
350
Ongoing Fees
395
Valuation Fees
252.15
Lenders Legal Fees
0
Lenders Settlement Fees
0
Minimum Loan Amount
50000
Max Loan Amount
299999
Owner Occupied
Y
Investment
N
Repayment Option
Principal & Interest
ACT
Y
NSW
Y
TAS
Y
QLD
Y
VIC
Y
SA
Y
WA
Y
NT
Y
Standard Variable
N
Fixed
Y
Interest In Advance
N
Reverse Mortgage
N
Basic
N
No Doc
N
Low Doc
N
Equity
N
Intro
N
Credit Impaired
N
Professional Pack
N
Minimum Loan Term (years)
1
Max Loan Term (years)
30
Rate Details
Fee Details
Valuation fee is indicative only. Valuation fees are at cost and will vary on type of valuation used and property location. Search Fee $35. Check Search Fee $15.
Internet Banking
Y
Mortgage Offset Available
N
Redraw Details
Min redraw $500. Fee free through IB. $35 fee where staff assisted
Redraw Facility
Y
Construction
Y
Can Make Extra Repayments
Y
Repayments Fortnightly
Y
Repayments Monthly
Y
Repayments Weekly
Y
Salary Direct Available
Y
Portability
Y
Split Available
Y
Split Details
No fees to split; no restrictions