More Details

Loan Details

 

Lender
Westpac
Comparison Rate
4.49
Name
Flexi First Option Investment Special P&I
Lender
Westpac
Product Name
Flexi First Option Home Loan P&I
Product Details
Available to new lending only and includes a life of loan discount. Repayments are to be by direct debit (DDR) from a suitable Westpac account. Not available for internal refinances or switches within Westpac. Not available for refinances from St George, Bank SA, BoM or RAMS. Up to 95% LVR is available including cap LMI for Owner Occupied. Investment: Max LVR capped at 90% if all security is non-owner occupied. Up to 95% (90% for refinances) including capitalised LMI when more than 1 security used and at least 1 of those securities is Owner Occupied, also applies for Industry Specialisation and Medico Sector applications.
Variable Rate
4.48
Fixed Rate
Fixed Period
Introductory Discount Rate
Discount Period
Application Fees
0
Discharge Fees
350
Ongoing Fees
Valuation Fees
0
Lenders Legal Fees
0
Lenders Settlement Fees
0
Minimum Loan Amount
25000
Max Loan Amount
0
Owner Occupied
N
Investment
Y
Repayment Option
Principal & Interest
ACT
Y
NSW
Y
TAS
Y
QLD
Y
VIC
Y
SA
Y
WA
Y
NT
Y
Standard Variable
N
Fixed
N
Interest In Advance
N
Reverse Mortgage
N
Basic
Y
No Doc
N
Low Doc
N
Equity
N
Intro
N
Credit Impaired
N
Professional Pack
N
Minimum Loan Term (years)
1
Max Loan Term (years)
30
Rate Details
Life of loan discount of 0.80% (already included)
Fee Details
Combination loan add $150 to Est Fee. Portability $350. Redraw $25 per draw. Additional Valuation fee may vary dependant on the type of valuation, type of property, location etc. Please refer to your BDM.
Internet Banking
Y
Mortgage Offset Available
N
Redraw Details
Fee: $25 - Can redraw to limit of loan, No minimum, Unlimited redraws allowed.
Redraw Facility
Y
Construction
Y
Can Make Extra Repayments
Y
Repayments Fortnightly
Y
Repayments Monthly
Y
Repayments Weekly
Y
Salary Direct Available
Y
Portability
Y
Split Available
Y
Split Details
$600 App fee for combo loans. If post settlement, std. App or Switch Fee applies Refer Lender.