More Details

Loan Details

 

Lender
https://www.erates.com.au/wp-content/uploads/2019/01/FBAA-ACCRED-e1541934089373-2.png
Comparison Rate
4.35
Name
SmartFix 2 Year Fixed Investment IO
Lender
Adelaide Bank
Product Name
SmartFix Fixed IO
Product Details
Full Doc Loans: I/O max 80%. (Go-Between product is available at the same rate). Postcode restrictions may apply. Max I/O term - 5 yrs. Available for construction and debt consolidation.
Variable Rate
4.12
Fixed Rate
4.24
Fixed Period
24
Introductory Discount Rate
Discount Period
Application Fees
375
Discharge Fees
325
Ongoing Fees
15
Valuation Fees
0
Lenders Legal Fees
0
Lenders Settlement Fees
120
Minimum Loan Amount
10000
Max Loan Amount
2000000
Owner Occupied
N
Investment
Y
Repayment Option
Interest Only
ACT
N
NSW
N
TAS
N
QLD
N
VIC
N
SA
Y
WA
N
NT
Y
Standard Variable
N
Fixed
Y
Interest In Advance
N
Reverse Mortgage
N
Basic
N
No Doc
N
Low Doc
N
Equity
N
Intro
N
Credit Impaired
N
Professional Pack
N
Minimum Loan Term (years)
5
Max Loan Term (years)
25
Rate Details
Fee Details
The standard building loan fee is $400 (additional fees and charges may apply).
Internet Banking
Y
Mortgage Offset Available
Y
Redraw Details
Min redraw $1. No redraw fee
Redraw Facility
Y
Construction
Y
Can Make Extra Repayments
Y
Repayments Fortnightly
Y
Repayments Monthly
Y
Repayments Weekly
Y
Salary Direct Available
Y
Portability
Y
Split Available
Y
Split Details
$100 per split account.