More Details

Loan Details

 

Lender
https://www.erates.com.au/wp-content/uploads/2019/02/Auswide.png
Comparison Rate
5.63
Name
Standard Variable (L1) $100k+ >95% LVR First Home Buyer Owner Occupied P&I
Lender
Auswide Bank
Product Name
Standard Variable (L1) FHB
Product Details
Available to First Home Buyers Only with 5% Genuine Savings. Max 99% inclusive of LMI. Available for construction. Loan must be on a P&I Repayment basis. Interest Only allowed during the Construction Period if the loan is to build a 1st Home. Maximum loan term for Interest Only is 1 year.
Variable Rate
5.48
Fixed Rate
Fixed Period
Introductory Discount Rate
Discount Period
Application Fees
600
Discharge Fees
250
Ongoing Fees
10
Valuation Fees
0
Lenders Legal Fees
302.5
Lenders Settlement Fees
0
Minimum Loan Amount
100000
Max Loan Amount
3500000
Owner Occupied
Y
Investment
N
Repayment Option
Principal & Interest
ACT
Y
NSW
Y
TAS
Y
QLD
Y
VIC
Y
SA
Y
WA
Y
NT
Y
Standard Variable
Y
Fixed
N
Interest In Advance
N
Reverse Mortgage
N
Basic
N
No Doc
N
Low Doc
N
Equity
N
Intro
N
Credit Impaired
N
Professional Pack
N
Minimum Loan Term (years)
1
Max Loan Term (years)
30
Rate Details
Fee Details
Application fee includes $300 Valuation Fee. Additional Valuation costs may apply. Offset Linkage Fee $75. Lenders legal fees may apply when Auswide need to engage external solicitors to prepare the mortgage documents and are charged at cost. Construction Progress Payment Fee $100 (payable when loan is first drawn down to cover administrative costs of progress payments)
Internet Banking
Y
Mortgage Offset Available
Y
Redraw Details
Unlimited
Redraw Facility
Y
Construction
Y
Can Make Extra Repayments
Y
Repayments Fortnightly
Y
Repayments Monthly
Y
Repayments Weekly
Y
Salary Direct Available
Y
Portability
Y
Split Available
Y
Split Details
Unlimited