More Details

Loan Details

 

Lender
https://www.erates.com.au/wp-content/uploads/2019/02/AFG-Home-Loans.png
Comparison Rate
6.88
Name
Link Complete Plus 75% - 80% LVR
Lender
AFG Home Loans - Link
Product Name
Link Complete Plus
Product Details
Purchase/refinance of owner occupied or investment loans.Self-employed borrowers - ABN min 2 yrs. Last 2 yrs Financials plus NOAs required. PAYG - 2 of last 3 payslips plus either letter from employer, most recent group certificate/NOA or 3 mth bank statements. Unlimited defaults/ judgements/writs up to $1000 accepted (paid /unpaid) and/or unlimited impairments registered >12 mths (paid/unpaid). 1 month or less mortgage arrears in the last 6 months acceptable. Discharged from bankruptcy (1 day) accepted. Debt consolidation (inc ATO debt) and uncontrolled cash out to 80% LVR based on specific purpose requirements (conditions apply).Genworth Cat 1 Locations, excluding Geraldton WA, Mackay Qld, Rockhampton Qld , Inner City Locations, High Density Securities (>15 units) and where land size of established dwelling security is >2500sqm - restrictions apply.
Variable Rate
6.44
Fixed Rate
Fixed Period
Introductory Discount Rate
Discount Period
Application Fees
0
Discharge Fees
350
Ongoing Fees
330
Valuation Fees
251
Lenders Legal Fees
95.7
Lenders Settlement Fees
899
Minimum Loan Amount
100000
Max Loan Amount
1000000
Owner Occupied
Y
Investment
Y
Repayment Option
Both
ACT
Y
NSW
Y
TAS
Y
QLD
Y
VIC
Y
SA
Y
WA
Y
NT
Y
Standard Variable
Y
Fixed
N
Interest In Advance
N
Reverse Mortgage
N
Basic
N
No Doc
N
Low Doc
N
Equity
N
Intro
N
Credit Impaired
Y
Professional Pack
N
Minimum Loan Term (years)
8
Max Loan Term (years)
30
Rate Details
Fee Details
Mortgage Risk Fee - 0.90%. Lenders Legal currently waived (standard disbursement fee of $95.70 applies however may vary based on the complexity of the loan structure and securities offered). Valuation Fee: $251 per property (properties >$1m and considered specialised will attract a higher valuation fee). Discharge fee is per security plus third party fees.
Internet Banking
Y
Mortgage Offset Available
Y
Redraw Details
Electronic redraw miin $500 (no fee). Manual redraw min $3000 (fee is $50 if requested manually  RTGS, $9 if overnight direct entry) Redraw not available for interest only loans
Redraw Facility
Y
Construction
N
Can Make Extra Repayments
Y
Repayments Fortnightly
Y
Repayments Monthly
Y
Repayments Weekly
Y
Salary Direct Available
N
Portability
Y
Split Available
Y
Split Details
Max 4 splits available