More Details

Loan Details

 

Lender
P&N Bank
Comparison Rate
3.95
Name
& Home Loan 12 Month Introductory Rate
Lender
P&N Bank
Product Name
& Home Loan
Product Details
Variable P&I Home Loan with an optional offset facility. Max LVR is inclusive of LMI & fees. Introductory rate will revert to & Home loan variable rate at end of 12 month term. Max 80% LVR. Min $150k new lending for both new applicants and internal refinances
Variable Rate
3.99
Fixed Rate
Fixed Period
Introductory Discount Rate
3.55
Discount Period
12
Application Fees
0
Discharge Fees
395
Ongoing Fees
0
Valuation Fees
0
Lenders Legal Fees
0
Lenders Settlement Fees
0
Minimum Loan Amount
150000
Max Loan Amount
0
Owner Occupied
Y
Investment
N
Repayment Option
Principal & Interest
ACT
N
NSW
N
TAS
N
QLD
N
VIC
N
SA
N
WA
Y
NT
N
Standard Variable
N
Fixed
N
Interest In Advance
N
Reverse Mortgage
N
Basic
Y
No Doc
N
Low Doc
N
Equity
N
Intro
Y
Credit Impaired
N
Professional Pack
N
Minimum Loan Term (years)
5
Max Loan Term (years)
30
Rate Details
0.44% introductory discount (included) for first 12 months
Fee Details
Additional Valuation $1 million + property/Non-Metro $440. Legal fees may apply up to $500. Please refer to BDM for more details. $395 Application fee waived
Internet Banking
Y
Mortgage Offset Available
Y
Redraw Details
Minimum redraw $1,000
Redraw Facility
Y
Construction
Y
Can Make Extra Repayments
Y
Repayments Fortnightly
Y
Repayments Monthly
Y
Repayments Weekly
Y
Salary Direct Available
Y
Portability
Y
Split Available
Y
Split Details
$0 fee