More Details

Loan Details

 

Lender
https://www.erates.com.au/wp-content/uploads/2019/01/FBAA-ACCRED-e1541934089373-2.png
Comparison Rate
4.4
Name
Variable SmartFit (<90% LVR) Owner Occupied IO
Lender
Adelaide Bank
Product Name
Variable SmartFit IO
Product Details
Full Doc Loans: I/O Max 80% LVR. (Go-Between product is available at the same rate). Postcode restrictions may apply. Max I/O term - 5 yrs. Available for construction and debt consolidation.
Variable Rate
4.37
Fixed Rate
Fixed Period
Introductory Discount Rate
Discount Period
Application Fees
375
Discharge Fees
325
Ongoing Fees
15
Valuation Fees
0
Lenders Legal Fees
0
Lenders Settlement Fees
120
Minimum Loan Amount
10000
Max Loan Amount
5000000
Owner Occupied
Y
Investment
N
Repayment Option
Interest Only
ACT
N
NSW
N
TAS
N
QLD
N
VIC
N
SA
Y
WA
N
NT
Y
Standard Variable
Y
Fixed
N
Interest In Advance
N
Reverse Mortgage
N
Basic
N
No Doc
N
Low Doc
N
Equity
N
Intro
N
Credit Impaired
N
Professional Pack
N
Minimum Loan Term (years)
5
Max Loan Term (years)
25
Rate Details
Fee Details
The standard building loan fee is $400 (additional fees and charges may apply).
Internet Banking
Y
Mortgage Offset Available
Y
Redraw Details
Min redraw $1. Electronic free, manual $50
Redraw Facility
Y
Construction
Y
Can Make Extra Repayments
Y
Repayments Fortnightly
Y
Repayments Monthly
Y
Repayments Weekly
Y
Salary Direct Available
Y
Portability
Y
Split Available
Y
Split Details
$100 per split account.