More Details

Loan Details

 

Lender
https://www.erates.com.au/wp-content/uploads/2019/02/AFG-Home-Loans.png
Comparison Rate
4.49
Name
100% Offset Home Loan 1 Year Fixed Owner Occupied IO
Lender
AFG Home Loans - Alpha
Product Name
100% Offset Home Loan Fixed IO
Product Details
I/O - max 80% LVR (max 5 yrs). Offset Account.
Variable Rate
4.03
Fixed Rate
4.39
Fixed Period
12
Introductory Discount Rate
Discount Period
Application Fees
250
Discharge Fees
325
Ongoing Fees
10
Valuation Fees
0
Lenders Legal Fees
Lenders Settlement Fees
0
Minimum Loan Amount
10000
Max Loan Amount
0
Owner Occupied
Y
Investment
N
Repayment Option
Interest Only
ACT
Y
NSW
Y
TAS
Y
QLD
Y
VIC
Y
SA
Y
WA
Y
NT
Y
Standard Variable
N
Fixed
Y
Interest In Advance
N
Reverse Mortgage
N
Basic
N
No Doc
N
Low Doc
N
Equity
N
Intro
N
Credit Impaired
N
Professional Pack
N
Minimum Loan Term (years)
5
Max Loan Term (years)
30
Rate Details
Interest only fixed rate reverts to applicable P&I variable rate at end of fixed term
Fee Details
Initial valuation fee included. Application Fee: Standard $250, Construction $400, Bridging $400, Construction & Bridging $600. (Ongoing $10 pm fee is Offset account fee). Government and third party legal disbursement fees and charges may apply at loan settlement
Internet Banking
Y
Mortgage Offset Available
Y
Redraw Details
Min redraw amount $1 - online free, manual $50
Redraw Facility
Y
Construction
Y
Can Make Extra Repayments
Y
Repayments Fortnightly
Y
Repayments Monthly
Y
Repayments Weekly
Y
Salary Direct Available
N
Portability
Y
Split Available
Y
Split Details
$50 contract fee per split