More Details

Loan Details

 

Lender
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Comparison Rate
3.33
Name
Variable SmartFit (<90% LVR) Owner Occupied P&I
Lender
Adelaide Bank
Product Name
Variable SmartFit P&I
Product Details
Full Doc Loans. Max 95% LVR incl LMI for P&I Owner Occupied, investment 90% inc LMI (Go-Between product is available at the same rate). Postcode restrictions may apply. Available for construction and debt consolidation.
Variable Rate
3.29
Fixed Rate
Fixed Period
Introductory Discount Rate
Discount Period
Application Fees
375
Discharge Fees
325
Ongoing Fees
15
Valuation Fees
0
Lenders Legal Fees
0
Lenders Settlement Fees
120
Minimum Loan Amount
10000
Max Loan Amount
5000000
Owner Occupied
Y
Investment
N
Repayment Option
Principal & Interest
ACT
N
NSW
N
TAS
N
QLD
N
VIC
N
SA
Y
WA
N
NT
Y
Standard Variable
Y
Fixed
N
Interest In Advance
N
Reverse Mortgage
N
Basic
N
No Doc
N
Low Doc
N
Equity
N
Intro
N
Credit Impaired
N
Professional Pack
N
Minimum Loan Term (years)
5
Max Loan Term (years)
30
Rate Details
Fee Details
The standard building loan fee is $400 (additional fees and charges may apply). Arrear Admin/Default Fee $35
Internet Banking
Y
Mortgage Offset Available
Y
Redraw Details
Min redraw $1. No redraw fee
Redraw Facility
Y
Construction
Y
Can Make Extra Repayments
Y
Repayments Fortnightly
Y
Repayments Monthly
Y
Repayments Weekly
Y
Salary Direct Available
Y
Portability
Y
Split Available
Y
Split Details
$100 per split account.