More Details

Loan Details

 

Lender
https://www.erates.com.au/wp-content/uploads/2019/02/AFG-Home-Loans.png
Comparison Rate
4.5
Name
Term Loan Fixed 4 Year Fixed Owner Occupied IO
Lender
AFG Home Loans - Alpha
Product Name
Term Loan Fixed IO
Product Details
I/O - max 80% LVR (max 5 yrs). Available for purchase, refinance, debt consolidation, construction, bridging and vacant land.
Variable Rate
3.83
Fixed Rate
4.99
Fixed Period
48
Introductory Discount Rate
Discount Period
Application Fees
250
Discharge Fees
325
Ongoing Fees
0
Valuation Fees
0
Lenders Legal Fees
Lenders Settlement Fees
0
Minimum Loan Amount
10000
Max Loan Amount
0
Owner Occupied
Y
Investment
N
Repayment Option
Interest Only
ACT
Y
NSW
Y
TAS
Y
QLD
Y
VIC
Y
SA
Y
WA
Y
NT
Y
Standard Variable
N
Fixed
Y
Interest In Advance
N
Reverse Mortgage
N
Basic
N
No Doc
N
Low Doc
N
Equity
N
Intro
N
Credit Impaired
N
Professional Pack
N
Minimum Loan Term (years)
5
Max Loan Term (years)
30
Rate Details
Interest only fixed rate reverts to applicable P&I variable rate at end of fixed term
Fee Details
Initial valuation fee included. Application Fee: Standard $250, Construction $400, Bridging $400, Construction & Bridging $600. Government and third party legal disbursement fees and charges may apply at loan settlement
Internet Banking
Y
Mortgage Offset Available
N
Redraw Details
Min redraw amount $1. Online - free. Manual - $50
Redraw Facility
Y
Construction
Y
Can Make Extra Repayments
Y
Repayments Fortnightly
Y
Repayments Monthly
Y
Repayments Weekly
Y
Salary Direct Available
Y
Portability
Y
Split Available
Y
Split Details
$50 contract fee per split