More Details

Loan Details

 

Lender
https://www.erates.com.au/wp-content/uploads/2019/02/UniBank.png
Comparison Rate
4.43
Name
Solutions Plus Owner Occupied $250k - $500k 80% - 90% LVR IO
Lender
UniBank
Product Name
Solutions Plus Owner Occupied Rewards Package
Product Details
Offers a discounted rate for the life of the loan and is only available to eligible members with the Rewards Package. Max 90% LVR for I/O repayments. Membership criteria - must be currently studying or completed a graduate or postgraduate qualification from an Aus University or employed within the University sector or an immediate family member/partner of an eligible/current Unibank member. (All members must be an Aus citizen/permanent resident)
Variable Rate
4.66
Fixed Rate
Fixed Period
Introductory Discount Rate
Discount Period
Application Fees
600
Discharge Fees
Ongoing Fees
300
Valuation Fees
Lenders Legal Fees
Lenders Settlement Fees
0
Minimum Loan Amount
250000
Max Loan Amount
499999
Owner Occupied
Y
Investment
N
Repayment Option
Interest Only
ACT
Y
NSW
Y
TAS
Y
QLD
Y
VIC
Y
SA
Y
WA
Y
NT
Y
Standard Variable
Y
Fixed
N
Interest In Advance
N
Reverse Mortgage
N
Basic
N
No Doc
N
Low Doc
N
Equity
N
Intro
N
Credit Impaired
N
Professional Pack
N
Minimum Loan Term (years)
1
Max Loan Term (years)
30
Rate Details
Fee Details
Application/Establishment Fee includes cost of preparing standard documents, 1 automated valuation model or desktop valuation, 3 title searches and settlement attendance. External valuation fee $330 (payable when an external valuer is required to conduct a valuation of the security property.
Internet Banking
Y
Mortgage Offset Available
Y
Redraw Details
Redraw available - no fee
Redraw Facility
Y
Construction
N
Can Make Extra Repayments
Y
Repayments Fortnightly
Y
Repayments Monthly
Y
Repayments Weekly
Y
Salary Direct Available
Y
Portability
Y
Split Available
Y
Split Details
Ability to split loan. Min split on variable rate is $25k