More Details

Loan Details

 

Lender
https://www.erates.com.au/wp-content/uploads/2019/02/AFG-Home-Loans.png
Comparison Rate
4.5
Name
Offset Home Loan Owner Occupied P&I - Variations & Principal Increases only
Lender
AFG Home Loans - Icon
Product Name
Offset Home Loan
Product Details
Available for variations and principal increases only
Variable Rate
4.31
Fixed Rate
Fixed Period
Introductory Discount Rate
Discount Period
Application Fees
0
Discharge Fees
400
Ongoing Fees
198
Valuation Fees
0
Lenders Legal Fees
363
Lenders Settlement Fees
0
Minimum Loan Amount
150000
Max Loan Amount
749999
Owner Occupied
Y
Investment
N
Repayment Option
Principal & Interest
ACT
Y
NSW
Y
TAS
Y
QLD
Y
VIC
Y
SA
Y
WA
Y
NT
Y
Standard Variable
Y
Fixed
N
Interest In Advance
N
Reverse Mortgage
N
Basic
N
No Doc
N
Low Doc
N
Equity
N
Intro
N
Credit Impaired
N
Professional Pack
N
Minimum Loan Term (years)
30
Max Loan Term (years)
30
Rate Details
Available for variations and principal increases only
Fee Details
Construction Admin Fee: $999. $198 annual fee is payable at $99 per six months. Legal Fees are $363 for standard deals and $484 for complex deals. Additional legal costs to a maximum of $190 paid by lender. Valuation fee up to $300 included (at cost for valuations over $300) Additional Lenders Legal fees will apply when other costs occur.
Internet Banking
Y
Mortgage Offset Available
Y
Redraw Details
Free via internet and phone banking. $50 manual redraw fee.
Redraw Facility
Y
Construction
N
Can Make Extra Repayments
Y
Repayments Fortnightly
N
Repayments Monthly
Y
Repayments Weekly
N
Salary Direct Available
Y
Portability
Y
Split Available
Y
Split Details
Up to 6 splits post settlement, limited to 2 splits at settlement.