More Details

Loan Details

 

Lender
https://www.erates.com.au/wp-content/uploads/2019/02/AFG-Home-Loans.png
Comparison Rate
4.09
Name
100% Offset Home Loan 5 Year Fixed Investment P&I
Lender
AFG Home Loans - Alpha
Product Name
100% Offset Home Loan Fixed P&I
Product Details
P&I - Investment max LVR 90% inc cap LMI. Offset Account available.
Variable Rate
4.23
Fixed Rate
3.54
Fixed Period
60
Introductory Discount Rate
Discount Period
Application Fees
250
Discharge Fees
325
Ongoing Fees
10
Valuation Fees
0
Lenders Legal Fees
Lenders Settlement Fees
0
Minimum Loan Amount
10000
Max Loan Amount
0
Owner Occupied
N
Investment
Y
Repayment Option
Principal & Interest
ACT
Y
NSW
Y
TAS
Y
QLD
Y
VIC
Y
SA
Y
WA
Y
NT
Y
Standard Variable
N
Fixed
Y
Interest In Advance
N
Reverse Mortgage
N
Basic
N
No Doc
N
Low Doc
N
Equity
N
Intro
N
Credit Impaired
N
Professional Pack
N
Minimum Loan Term (years)
5
Max Loan Term (years)
30
Rate Details
Fixed rate reverts to applicable variable rate at end of fixed term
Fee Details
Initial valuation fee included. Application Fee: Standard $250, Construction $400, Bridging $400, Construction & Bridging $600. (Ongoing $10 pm fee is Offset account fee) Government and third party legal disbursement fees and charges may apply at loan settlement
Internet Banking
Y
Mortgage Offset Available
Y
Redraw Details
Min redraw amount $1 - online free, manual $50
Redraw Facility
Y
Construction
Y
Can Make Extra Repayments
Y
Repayments Fortnightly
Y
Repayments Monthly
Y
Repayments Weekly
Y
Salary Direct Available
N
Portability
Y
Split Available
Y
Split Details
$50 contract fee per split