More Details

Loan Details

 

Lender
https://www.erates.com.au/wp-content/uploads/2019/02/UniBank.png
Comparison Rate
5.02
Name
Solutions Plus Owner Occupied $500k - $750k <60% LVR IO
Lender
UniBank
Product Name
Solutions Plus Owner Occupied Rewards Package
Product Details
Offers a discounted rate for the life of the loan and is only available to eligible members with the Rewards Package. Eligibility includes current everyday account, registered online banking, min deposit of $2k per month and new min loan amount of $150k. Max 90% LVR for I/O repayments. Membership criteria - must be currently studying or completed a graduate or postgraduate qualification from an Aus University or employed within the University sector or an immediate family member/partner of an eligible/current Unibank member. (All members must be an Aus citizen/permanent resident)
Variable Rate
4.77
Fixed Rate
Fixed Period
Introductory Discount Rate
Discount Period
Application Fees
600
Discharge Fees
Ongoing Fees
200
Valuation Fees
Lenders Legal Fees
Lenders Settlement Fees
150
Minimum Loan Amount
500000
Max Loan Amount
749999
Owner Occupied
Y
Investment
N
Repayment Option
Interest Only
ACT
Y
NSW
Y
TAS
Y
QLD
Y
VIC
Y
SA
Y
WA
Y
NT
Y
Standard Variable
Y
Fixed
N
Interest In Advance
N
Reverse Mortgage
N
Basic
N
No Doc
N
Low Doc
N
Equity
N
Intro
N
Credit Impaired
N
Professional Pack
N
Minimum Loan Term (years)
1
Max Loan Term (years)
30
Rate Details
Fee Details
Internet Banking
Y
Mortgage Offset Available
Y
Redraw Details
Redraw available - no fee
Redraw Facility
Y
Construction
N
Can Make Extra Repayments
Y
Repayments Fortnightly
Y
Repayments Monthly
Y
Repayments Weekly
Y
Salary Direct Available
Y
Portability
Y
Split Available
Y
Split Details
Ability to split loan. Min split on variable rate is $25k