More Details

Loan Details

 

Lender
https://www.erates.com.au/wp-content/uploads/2019/02/Suncorp.png
Comparison Rate
5.03
Name
Home Package Plus $150k+ 80% - 90% LVR Owner Occupied IO
Lender
Suncorp
Product Name
Home Package Plus IO
Product Details
Features and Benefits of this package include Fee Free Options Account, Various discounts apply if you meet the eligibility criteria. Max IO term 5 yrs.
Variable Rate
4.79
Fixed Rate
Fixed Period
Introductory Discount Rate
Discount Period
Application Fees
0
Discharge Fees
350
Ongoing Fees
375
Valuation Fees
0
Lenders Legal Fees
0
Lenders Settlement Fees
0
Minimum Loan Amount
150000
Max Loan Amount
0
Owner Occupied
Y
Investment
N
Repayment Option
Interest Only
ACT
Y
NSW
Y
TAS
Y
QLD
Y
VIC
Y
SA
Y
WA
Y
NT
Y
Standard Variable
Y
Fixed
N
Interest In Advance
N
Reverse Mortgage
N
Basic
N
No Doc
N
Low Doc
N
Equity
N
Intro
N
Credit Impaired
N
Professional Pack
Y
Minimum Loan Term (years)
8
Max Loan Term (years)
30
Rate Details
1.15% p.a. discount margin for the life of the loan (already included)
Fee Details
First year annual fee ($375) waived for new to bank lending (min $150k)
Internet Banking
Y
Mortgage Offset Available
Y
Redraw Details
$20 Each calendar month your first Online Cashback Fee will be rebated
Redraw Facility
Y
Construction
Y
Can Make Extra Repayments
Y
Repayments Fortnightly
Y
Repayments Monthly
Y
Repayments Weekly
Y
Salary Direct Available
Y
Portability
Y
Split Available
Y
Split Details
Split fee waived on new lendings. Existing customers: 1 split free, 2nd split at additional loan rates.