More Details

Loan Details

 

Lender
https://www.erates.com.au/wp-content/uploads/2019/02/ING.png
Comparison Rate
4.32
Name
5 Year Fixed Owner Occupied split with Orange Advantage
Lender
ING
Product Name
5 Year Fixed (OA Combo)
Product Details
Refinance max LVR 80%. Available to: New customers that apply for a loan which includes an Orange Advantage variable and Fixed Rate Loan split; Existing Orange Advantage customers that apply for a new Fixed Rate Loan; Existing Orange Advantage customers that apply to switch/split a portion of their existing Orange Advantage home loan.
Variable Rate
4.32
Fixed Rate
3.99
Fixed Period
60
Introductory Discount Rate
Discount Period
Application Fees
0
Discharge Fees
250
Ongoing Fees
299
Valuation Fees
0
Lenders Legal Fees
299
Lenders Settlement Fees
0
Minimum Loan Amount
50000
Max Loan Amount
3000000
Owner Occupied
Y
Investment
N
Repayment Option
Principal & Interest
ACT
Y
NSW
Y
TAS
Y
QLD
Y
VIC
Y
SA
Y
WA
Y
NT
Y
Standard Variable
N
Fixed
Y
Interest In Advance
N
Reverse Mortgage
N
Basic
N
No Doc
N
Low Doc
N
Equity
N
Intro
N
Credit Impaired
N
Professional Pack
Y
Minimum Loan Term (years)
1
Max Loan Term (years)
30
Rate Details
0.10% discount applies (already included) when split with an Orange Advantage variable product.
Fee Details
Annual fee ($299) is charged to the Orange Advantage split. LVR without LMI up to 80%. ING DIRECT will cover the cost of the first valuation fee. Discharge fee is $250 plus legal costs.
Internet Banking
Y
Mortgage Offset Available
N
Redraw Details
Fee: $Nil Details: No min redraw.
Redraw Facility
Y
Construction
N
Can Make Extra Repayments
Y
Repayments Fortnightly
Y
Repayments Monthly
Y
Repayments Weekly
N
Salary Direct Available
Y
Portability
Y
Split Available
Y
Split Details
Maximum of 2 splits. Split fee $0.