More Details

Loan Details

 

Lender
https://www.erates.com.au/wp-content/uploads/2019/02/QBANK.png
Comparison Rate
4.49
Name
1 Year Fixed Rate $150k+ <90% LVR Owner Occupied P&I Special
Lender
QBANK
Product Name
Fixed Rate Home Loan
Product Details
New lending only. Max 90% LVR. Additional repayments limited to $10k pa to a maximum of $30k in any fixed rate period. must deposit a salary credit of at least $1,500 a month into a QBANK Everyday Plus transaction account. Offer not valid for existing QBANK customers switching loans or internal refinances
Variable Rate
4.55
Fixed Rate
3.62
Fixed Period
12
Introductory Discount Rate
Discount Period
Application Fees
700
Discharge Fees
200
Ongoing Fees
0
Valuation Fees
0
Lenders Legal Fees
0
Lenders Settlement Fees
200
Minimum Loan Amount
150000
Max Loan Amount
2000000
Owner Occupied
Y
Investment
N
Repayment Option
Principal & Interest
ACT
N
NSW
N
TAS
N
QLD
Y
VIC
N
SA
N
WA
N
NT
N
Standard Variable
N
Fixed
Y
Interest In Advance
N
Reverse Mortgage
N
Basic
N
No Doc
N
Low Doc
N
Equity
N
Intro
N
Credit Impaired
N
Professional Pack
N
Minimum Loan Term (years)
2
Max Loan Term (years)
30
Rate Details
Offer available for new lending only. Max 90% LVR. Free online redraw. Must deposit a salary credit of min $1500 a month into a QBANK Everyday Plus transaction account. Not valid for existing QBANK customers switching loans or internal refinances
Fee Details
Additional Valuation fees are at cost. Additional Fees and charges may apply. Refer to Lender
Internet Banking
Y
Mortgage Offset Available
N
Redraw Details
Free through Internet, Mobile Banking and Telephone banking. No Minimum redraw amount
Redraw Facility
Y
Construction
N
Can Make Extra Repayments
Y
Repayments Fortnightly
Y
Repayments Monthly
Y
Repayments Weekly
Y
Salary Direct Available
Y
Portability
Y
Split Available
Y
Split Details
Maximum of four fixed or variable loans.