More Details

Loan Details

 

Lender
https://www.erates.com.au/wp-content/uploads/2019/02/ANZ.png
Comparison Rate
5.33
Name
Breakfree Package 1 Year Fixed Interest in Advance Investment
Lender
ANZ
Product Name
Breakfree Package 1 Year Fixed Interest in Advance
Product Details
ANZ Breakfree is a mortgage-based package, which offers customers discounts and rewards on ANZ financial products. Eligible ANZ Mortgage lending min $150k and an ANZ Transaction account (either ANZ Access Advantage, ANZ One 100% Offset Facility or ANZ Equity Manager Facility) and an eligible ANZ credit card. Extra Repayments: 5% of the loan per annum, to a max of $5k per annum. Loans above $1.25m considered by exception only.
Variable Rate
5.49
Fixed Rate
4.19
Fixed Period
12
Introductory Discount Rate
Discount Period
Application Fees
0
Discharge Fees
160
Ongoing Fees
395
Valuation Fees
0
Lenders Legal Fees
0
Lenders Settlement Fees
0
Minimum Loan Amount
150000
Max Loan Amount
0
Owner Occupied
N
Investment
Y
Repayment Option
Interest Only
ACT
Y
NSW
Y
TAS
Y
QLD
Y
VIC
Y
SA
Y
WA
Y
NT
Y
Standard Variable
N
Fixed
Y
Interest In Advance
Y
Reverse Mortgage
N
Basic
N
No Doc
N
Low Doc
N
Equity
N
Intro
N
Credit Impaired
N
Professional Pack
Y
Minimum Loan Term (years)
1
Max Loan Term (years)
30
Rate Details
0.35% discount off Breakfree Investment fixed rate (already included)
Fee Details
Discharge may incur additional fees. One free Mortgage re-negotiation per year-(eg switching from variable to fixed). Breakfree Package holders are entitled to recieve 3 waivers of the val admin fee per annum per package
Internet Banking
Y
Mortgage Offset Available
Y
Redraw Details
Not available during the fixed rate period.
Redraw Facility
N
Construction
N
Can Make Extra Repayments
Y
Repayments Fortnightly
Y
Repayments Monthly
Y
Repayments Weekly
Y
Salary Direct Available
Y
Portability
Y
Split Available
Y
Split Details
$0 - up to 5 ANZ HL, RIL and Equity Facs available if no prior accounts held.