More Details

Loan Details

 

Lender
https://www.erates.com.au/wp-content/uploads/2019/02/Homestart.png
Comparison Rate
5.46
Name
HomeStart Loan
Lender
HomeStart Finance
Product Name
HomeStart Home Loan
Product Details
South Australia Only. $3000 Genuine Savings Required saved over 3 months. Refer to Homestart for valuation fees
Variable Rate
5.39
Fixed Rate
Fixed Period
Introductory Discount Rate
Discount Period
Application Fees
845
Discharge Fees
450
Ongoing Fees
Valuation Fees
Lenders Legal Fees
Lenders Settlement Fees
150
Minimum Loan Amount
10000
Max Loan Amount
750000
Owner Occupied
Y
Investment
N
Repayment Option
Principal & Interest
ACT
N
NSW
N
TAS
N
QLD
N
VIC
N
SA
Y
WA
N
NT
N
Standard Variable
Y
Fixed
N
Interest In Advance
N
Reverse Mortgage
N
Basic
N
No Doc
N
Low Doc
N
Equity
N
Intro
N
Credit Impaired
N
Professional Pack
N
Minimum Loan Term (years)
1
Max Loan Term (years)
30
Rate Details
Fee Details
Search Admin Fee $21.75. Valuation Fee at cost (including GST). Loan Provision Charges apply up to $2970 depending on LVR, Construction etc. Refer to lender for details.
Internet Banking
Y
Mortgage Offset Available
N
Redraw Details
Manual Redraw Fee $50.00, no online Redraw Fee
Redraw Facility
Y
Construction
Y
Can Make Extra Repayments
Y
Repayments Fortnightly
Y
Repayments Monthly
Y
Repayments Weekly
Y
Salary Direct Available
Y
Portability
N
Split Available
Y
Split Details
$150.Split rate (fixed portion fixed for 1-3 years) - for construction applications available at final drawdown, the fixed rate that applies is the fixed rate applicable on the date of the final drawdown (plus 1% for the first 12 months on LDL)