More Details

Loan Details

 

Lender
https://www.erates.com.au/wp-content/uploads/2019/02/Bankwest.png
Comparison Rate
4.36
Name
Premium Select Home Loan (<80% LVR) Owner Occupied IO
Lender
Bankwest
Product Name
Premium Select IO
Product Details
The Premium Select Home Loan is a variable rate home loan with an ongoing discount for the life of the loan. Offers redraw and a 100% offset account. Clients can bundle their loan with an eligible Bankwest transaction account.
Variable Rate
4.34
Fixed Rate
Fixed Period
Introductory Discount Rate
Discount Period
Application Fees
0
Discharge Fees
338.5
Ongoing Fees
Valuation Fees
0
Lenders Legal Fees
250
Lenders Settlement Fees
0
Minimum Loan Amount
20000
Max Loan Amount
0
Owner Occupied
Y
Investment
N
Repayment Option
Interest Only
ACT
Y
NSW
Y
TAS
Y
QLD
Y
VIC
Y
SA
Y
WA
Y
NT
Y
Standard Variable
N
Fixed
N
Interest In Advance
N
Reverse Mortgage
N
Basic
Y
No Doc
N
Low Doc
N
Equity
N
Intro
N
Credit Impaired
N
Professional Pack
N
Minimum Loan Term (years)
1
Max Loan Term (years)
30
Rate Details
0.98% Discount (already included) off Mortgage Shredder Rate
Fee Details
Application fee ($695) waived for a limited time.
Internet Banking
Y
Mortgage Offset Available
Y
Redraw Details
$10 is payable if the redraw is performed in the Branch with a minimum amount of $1,000. Redraw is Free when completed online with no minimum.
Redraw Facility
Y
Construction
Y
Can Make Extra Repayments
Y
Repayments Fortnightly
Y
Repayments Monthly
Y
Repayments Weekly
Y
Salary Direct Available
Y
Portability
Y
Split Available
Y
Split Details
A minimum loan amount of $20k must be taken on this product. Nil at application, $495 if not part of a full application