More Details

Loan Details

 

Lender
https://www.erates.com.au/wp-content/uploads/2019/02/Pepper.png
Comparison Rate
6.02
Name
Easy Full Doc 65%-70% LVR
Lender
Pepper Money
Product Name
Easy Full Doc
Product Details
A near prime home loan for borrowers who have not had any credit impairment or defaults in the last 24 mths. Purchase or refinance of owner occupied properties. Purchase of vacant resi land (cat 1 & 2 only max 2.5 acres, <85% LVR, max $650k) Finance is also available for a variety of purposes, including payment of ATO debts, renovations, cashout (limited to 20% if LVR>85%) and business use; Minor defaults up to $1,000 accepted, Unlimited defaults and judgements > $1,000, registered > 24 mths (paid or unpaid), Discharged from bankruptcy (1 day accepted)
Variable Rate
5.61
Fixed Rate
Fixed Period
Introductory Discount Rate
Discount Period
Application Fees
995
Discharge Fees
250
Ongoing Fees
15
Valuation Fees
0
Lenders Legal Fees
440
Lenders Settlement Fees
0
Minimum Loan Amount
50000
Max Loan Amount
2000000
Owner Occupied
Y
Investment
Y
Repayment Option
Both
ACT
Y
NSW
Y
TAS
Y
QLD
Y
VIC
Y
SA
Y
WA
Y
NT
Y
Standard Variable
Y
Fixed
N
Interest In Advance
N
Reverse Mortgage
N
Basic
N
No Doc
N
Low Doc
N
Equity
N
Intro
N
Credit Impaired
Y
Professional Pack
N
Minimum Loan Term (years)
10
Max Loan Term (years)
40
Rate Details
Fee Details
Title Protection Fee $400. Legal Fees from $440. Mortgage Risk Fee - 1.00% of amount advanced. Estab Fee includes 1 standard valuation (Approx value $395)
Internet Banking
Y
Mortgage Offset Available
Y
Redraw Details
MIn manual redraw $1000. Min online redraw $50
Redraw Facility
Y
Construction
N
Can Make Extra Repayments
Y
Repayments Fortnightly
Y
Repayments Monthly
Y
Repayments Weekly
Y
Salary Direct Available
Y
Portability
Y
Split Available
Y
Split Details
Max 3 splits (inc 100% interest offset sub-account)