More Details

Loan Details

 

Lender
https://www.erates.com.au/wp-content/uploads/2019/02/Beyond-Bank.png
Comparison Rate
4.44
Name
Total Home Loan Package Variable ($50k+ <=90% LVR) Owner Occupied
Lender
Beyond Bank
Product Name
Total Home Loan Package
Product Details
Up to 90% LVR including LMI. The Total Home Loan Package includes waived fees, reduced interest rates and other benefits including waived Annual Fee on the Low Rate Credit Card and fee free transactional banking with our 100% Mortgage Offset Account. Product is available as a ACT Land Rent Scheme and Parent Equity Loan - different conditions may apply in these instances. Valuation fees are at cost and will vary based on the type of valuation used and property location.
Variable Rate
4.05
Fixed Rate
Fixed Period
Introductory Discount Rate
Discount Period
Application Fees
0
Discharge Fees
350
Ongoing Fees
395
Valuation Fees
252.15
Lenders Legal Fees
0
Lenders Settlement Fees
0
Minimum Loan Amount
50000
Max Loan Amount
2000000
Owner Occupied
Y
Investment
N
Repayment Option
Principal & Interest
ACT
Y
NSW
Y
TAS
Y
QLD
Y
VIC
Y
SA
Y
WA
Y
NT
Y
Standard Variable
Y
Fixed
N
Interest In Advance
N
Reverse Mortgage
N
Basic
N
No Doc
N
Low Doc
N
Equity
N
Intro
N
Credit Impaired
N
Professional Pack
N
Minimum Loan Term (years)
1
Max Loan Term (years)
30
Rate Details
Fee Details
Valuation fee is indicative only. Valuation fees are at cost and will vary on type of valuation used and property location. Additional Security Fee $150. Search Fee $35. Check Search Fee $15.
Internet Banking
Y
Mortgage Offset Available
Y
Redraw Details
Min redraw $500. Fee free through IB. $35 fee where staff assisted
Redraw Facility
Y
Construction
Y
Can Make Extra Repayments
Y
Repayments Fortnightly
Y
Repayments Monthly
Y
Repayments Weekly
Y
Salary Direct Available
Y
Portability
Y
Split Available
Y
Split Details
No fees to split; no restrictions