More Details

Loan Details

 

Lender
https://www.erates.com.au/wp-content/uploads/2019/02/Resimac.png
Comparison Rate
4.23
Name
Resimac Prime Flex <80% LVR Investment P&I
Lender
Resimac
Product Name
Resimac Pro Pack
Product Details
Available for PAYG or Self Employed applicants purchase and refinance. Refinance available to 95% as per LMI policy. Restrictions may apply. Not available for construction, purchase of vacant land or home improvement (minor non-structural permitted). Offers redraw, 100% offset available, additional repayments. Max loan amount dependent on security and location. Apartments/Units Max LVR restrictions VIC (all postcodes) Prime insured - no restriction provided LMI can be obtained Prime uninsured - max 70% LVR Specialist - max LVR will be 10% less the product maximum NSW (all postcodes) Prime insured - no restriction provided LMI can be obtained Prime uninsured - max 70% LVR Specialist - max LVR will be 10% less the product maximum QLD (inner city postcodes as defined by Resimac) Prime insured - no restriction provided LMI can be obtained Prime uninsured - max 70% LVR Specialist - max LVR will be 10% less the product maximum NT (postcode 0800) Prime insured - no restriction provided LMI can be obtained Prime uninsured - max 70% LVR Specialist - max LVR will be 10% less the product maximum ACT (postcodes 2600 - 2612) and WA (postcodes 6000 - 6005 and 6100 - 6103) Prime insured - no restriction provided LMI can be obtained Prime uninsured - max 70% LVR Specialist - max LVR will be 10% less the product maximum ACT (all other postcodes) and WA (all other postcodes) Prime insured - no restriction provided LMI can be obtained Prime uninsured - max LVR will be 5% less the product maximum Specialist - max LVR will be 5% less the product maximum
Variable Rate
3.89
Fixed Rate
Fixed Period
Introductory Discount Rate
Discount Period
Application Fees
0
Discharge Fees
608
Ongoing Fees
299
Valuation Fees
330
Lenders Legal Fees
Lenders Settlement Fees
Minimum Loan Amount
150000
Max Loan Amount
2000000
Owner Occupied
N
Investment
Y
Repayment Option
Principal & Interest
ACT
Y
NSW
Y
TAS
Y
QLD
Y
VIC
Y
SA
Y
WA
Y
NT
Y
Standard Variable
Y
Fixed
N
Interest In Advance
N
Reverse Mortgage
N
Basic
N
No Doc
N
Low Doc
N
Equity
N
Intro
N
Credit Impaired
N
Professional Pack
Y
Minimum Loan Term (years)
15
Max Loan Term (years)
30
Rate Details
Fee Details
Additional fees and charges may apply for more complex loan structures.
Internet Banking
Y
Mortgage Offset Available
Y
Redraw Details
Internet or phone redraw: Min $100, max $20k per day, no fee. Manual redraw: Min $100, max amount is available balance, fee $26.
Redraw Facility
Y
Construction
N
Can Make Extra Repayments
Y
Repayments Fortnightly
Y
Repayments Monthly
Y
Repayments Weekly
Y
Salary Direct Available
Y
Portability
Y
Split Available
Y
Split Details
Readjustment is $110