More Details

Loan Details

 

Lender
https://www.erates.com.au/wp-content/uploads/2019/02/Bank-of-China.png
Comparison Rate
4.15
Name
2 Year Fixed Owner Occupied P&I Special
Lender
Bank of China
Product Name
Standard Fixed
Product Details
New to bank lending with local income only. Not available for existing customers wanting to switch. Max LVR 80% (inc of LMI). Ability to make additional repayments up to $10k per year. Loan split available.
Variable Rate
3.99
Fixed Rate
3.69
Fixed Period
24
Introductory Discount Rate
Discount Period
Application Fees
0
Discharge Fees
450
Ongoing Fees
190
Valuation Fees
0
Lenders Legal Fees
0
Lenders Settlement Fees
0
Minimum Loan Amount
150000
Max Loan Amount
0
Owner Occupied
Y
Investment
N
Repayment Option
Principal & Interest
ACT
Y
NSW
Y
TAS
N
QLD
Y
VIC
Y
SA
Y
WA
Y
NT
Y
Standard Variable
N
Fixed
Y
Interest In Advance
N
Reverse Mortgage
N
Basic
N
No Doc
N
Low Doc
N
Equity
N
Intro
N
Credit Impaired
N
Professional Pack
N
Minimum Loan Term (years)
0
Max Loan Term (years)
30
Rate Details
Rate available for new applications only. At end of fixed term rate reverts to 1.00% discount off standard variable rate.
Fee Details
Valuation Fee Nil for security value < $1m (may be recouped if deal does not proceed) and is by Quotation for security value >$1m. Additional Valuation Fee and Lenders Legal Fees are by quotation. Please contact lender; Discharge Fee $450 first security and $250 for each additional security
Internet Banking
Y
Mortgage Offset Available
N
Redraw Details
Refer to lender
Redraw Facility
Y
Construction
N
Can Make Extra Repayments
Y
Repayments Fortnightly
Y
Repayments Monthly
Y
Repayments Weekly
N
Salary Direct Available
Y
Portability
Y
Split Available
Y
Split Details
Fee $150 after settlement