More Details

Loan Details

 

Lender
https://www.erates.com.au/wp-content/uploads/2019/02/St-George.png
Comparison Rate
5.65
Name
5 Year Fixed 60% - 80% LVR Owner Occupied IO
Lender
St George Bank
Product Name
5 Year Fixed Owner Occupied IO
Product Details
Interest only repayments - max 80% LVR (inc LMI). Max I/O term 5 yrs for O/O, 10 yrs for Investment.
Variable Rate
5.7
Fixed Rate
5.19
Fixed Period
60
Introductory Discount Rate
Discount Period
Application Fees
600
Discharge Fees
350
Ongoing Fees
10
Valuation Fees
0
Lenders Legal Fees
0
Lenders Settlement Fees
100
Minimum Loan Amount
10000
Max Loan Amount
0
Owner Occupied
Y
Investment
N
Repayment Option
Interest Only
ACT
Y
NSW
Y
TAS
Y
QLD
Y
VIC
N
SA
N
WA
Y
NT
N
Standard Variable
N
Fixed
Y
Interest In Advance
N
Reverse Mortgage
N
Basic
N
No Doc
N
Low Doc
N
Equity
N
Intro
N
Credit Impaired
N
Professional Pack
N
Minimum Loan Term (years)
1
Max Loan Term (years)
30
Rate Details
Discount of 0.05% included
Fee Details
Internet Banking
Y
Mortgage Offset Available
Y
Redraw Details
Redraw fee $10 via internet or phone banking. $25 other. Limit $10k p.a.
Redraw Facility
Y
Construction
N
Can Make Extra Repayments
Y
Repayments Fortnightly
N
Repayments Monthly
Y
Repayments Weekly
N
Salary Direct Available
N
Portability
Y
Split Available
Y
Split Details
$150 per split. Max 4 splits