More Details

Loan Details

 

Lender
https://www.erates.com.au/wp-content/uploads/2019/02/La-Trobe.png
Comparison Rate
4.28
Name
Full Doc Prime Variable P&I <65% LVR <$1.25m Owner Occupied Special
Lender
La Trobe Financial
Product Name
Full Doc Prime Variable P&I Special
Product Details
Employ history: 2yrs ver self emp. Credit History: 1 default, Mortgage Arrears history - none, Other arrears history - 1 month, Telco/Utility defaults ignored - 2< $1000, Bankruptcy - > 24 months considered, Defaults paid > 2 years and < $5k ignored. Minimum loan size for all products (excluding increases) is $100k anything lower will require exception. Owner Occupied loans <$1.25m are restricted to P&I only.
Variable Rate
3.99
Fixed Rate
Fixed Period
Introductory Discount Rate
Discount Period
Application Fees
995
Discharge Fees
910
Ongoing Fees
15
Valuation Fees
305
Lenders Legal Fees
550
Lenders Settlement Fees
120
Minimum Loan Amount
100000
Max Loan Amount
1250000
Owner Occupied
Y
Investment
N
Repayment Option
Principal & Interest
ACT
Y
NSW
Y
TAS
Y
QLD
Y
VIC
Y
SA
Y
WA
Y
NT
Y
Standard Variable
Y
Fixed
N
Interest In Advance
N
Reverse Mortgage
N
Basic
N
No Doc
N
Low Doc
N
Equity
N
Intro
N
Credit Impaired
N
Professional Pack
N
Minimum Loan Term (years)
1
Max Loan Term (years)
30
Rate Details
Fee Details
Application Fee $995, Legal fees - Vic $425 plus disbursements; O/states $550 plus disbursements. NCCP discharge starts from $910. Non NCCP discharge is 3 mths early repayment plus $1845 approx
Internet Banking
N
Mortgage Offset Available
N
Redraw Details
Fee: $Nil Details: Unlimited
Redraw Facility
Y
Construction
N
Can Make Extra Repayments
Y
Repayments Fortnightly
Y
Repayments Monthly
Y
Repayments Weekly
Y
Salary Direct Available
Y
Portability
Y
Split Available
Y
Split Details
Nil