More Details

Loan Details

 

Lender
https://www.erates.com.au/wp-content/uploads/2019/02/Bank-SA.png
Comparison Rate
5.31
Name
Advantage Package $250k - $499k Investment P&I
Lender
Bank SA
Product Name
Advantage Package P&I
Product Details
Owner Occupied purchase maximum LVR 95% including capitalised LMI. Max LVR capped at 90% for Investment. Normal max LVR policy applies (ie Purchase 95%, Refinance 90%) when more than 1 security used and at least 1 of those securities is O/O. Normal max LVR policy applies for Industry Specialisation and Medico Sector applications. Although AdvPack is only available to personal customers, non personal customers (e.g. Companies, Trusts etc) applying for a std home loan or a Portfolio Loan are entitled to the AdvPack interest rate discounts. All standard fees are payable (eg: est fee)
Variable Rate
4.92
Fixed Rate
Fixed Period
Introductory Discount Rate
Discount Period
Application Fees
0
Discharge Fees
350
Ongoing Fees
395
Valuation Fees
0
Lenders Legal Fees
0
Lenders Settlement Fees
100
Minimum Loan Amount
250000
Max Loan Amount
499999
Owner Occupied
N
Investment
Y
Repayment Option
Principal & Interest
ACT
N
NSW
N
TAS
N
QLD
N
VIC
N
SA
Y
WA
N
NT
Y
Standard Variable
Y
Fixed
N
Interest In Advance
N
Reverse Mortgage
N
Basic
N
No Doc
N
Low Doc
N
Equity
N
Intro
N
Credit Impaired
N
Professional Pack
Y
Minimum Loan Term (years)
1
Max Loan Term (years)
30
Rate Details
Special offer for a limited time 0.80% tiered rate discount off the Investment Variable (already included). Usually 0.70%.
Fee Details
Internet Banking
Y
Mortgage Offset Available
Y
Redraw Details
Redraw fee $0
Redraw Facility
Y
Construction
Y
Can Make Extra Repayments
Y
Repayments Fortnightly
Y
Repayments Monthly
Y
Repayments Weekly
Y
Salary Direct Available
Y
Portability
Y
Split Available
Y
Split Details
Max 4 splits- Fee $0